Treasury & Insurance Lead
At Terumo, we advance lifesaving medical technologies to benefit society. Are you eager to make a difference with us? Here, you’ll grow your expertise while staying true to your personal aspirations.
Guided by our Japanese heritage, we act with respect, take ownership, and pursue continuous improvement. If you see yourself in our values, keep reading; this might be the opportunity you're looking for
Department Info
The Tax & Treasury team is a critical part of the Terumo Europe Finance organization, responsible for safeguarding financial integrity and enabling strategic growth. This team ensures compliance with international and local tax regulations, optimizes liquidity, and manages financial risks to support sustainable growth & profitability.
WIthin the EMEA region, the department focuses on operational finance excellence—covering tax compliance, treasury operations, and cash flow management—while maintaining close collaboration with global stakeholders to align with corporate strategies. Acting as a trusted advisor, the team partners with senior business leaders and other Finance functions to deliver insights that drive informed decision-making and long-term value creation.
Through strong governance, risk management, and process optimization, Tax & Treasury plays a pivotal role in supporting business objectives and ensuring financial resilience across diverse markets.
Job Summary
The Treasury & Insurance Lead is responsible for managing all financial assets within the region, ensuring accurate cash flow forecasting and maintaining secure cash positions. This role oversees the proper processing of payments and actively contributes to finance-related projects across EMEA.
Job Responsibilities
The Treasury & Insurance Lead is responsible for managing all financial assets across the EMEA region, ensuring robust cash management and accurate forecasting to support business objectives. This role oversees the end-to-end payment process, cash pooling systems, and financing for affiliates, while maintaining treasury policies aligned with company goals. The Lead regularly reviews policies and procedures to ensure compliance and operational excellence, supported by strong systems and controls.
A key responsibility is to monitor short-, medium-, and long-term cash flow forecasts and lead treasury activities such as short-term deposits and intercompany loan management. The position also involves maintaining effective communication with Terumo Europe management and the global treasury team, managing banking relationships—including KYC requirements—and ensuring timely and accurate payments for Terumo Europe and its affiliates. The role includes oversight of foreign exchange risk, defining and implementing mitigation strategies, and administering credit card policies to ensure compliance.
In addition to treasury responsibilities, the Lead manages insurance policies, renewals and claims across EMEA. Leadership is central to this position: the Treasury & Insurance Lead coaches and develops team members, fosters a high-performance culture, and builds strong partnerships with senior managers and stakeholders. Acting as a role model, the Lead demonstrates company core values and promotes continuous improvement.
The role also includes management reporting by leading monthly cash and bank closings and monitoring KPIs for banking transactions. Compliance is critical, with responsibility to ensure SOX controls are executed, including monthly bank reconciliations and policy updates, and to maintain robust risk management practices across all treasury and insurance activities. Additional responsibilities include ownership of the EMEA travel policy, participation in treasury, insurance, and finance-related projects, and driving process improvements within the region.
Profile Description
• Higher academic degree in finance or applied economics or similar by proven experience;
• 8+ years of experience in Treasury;
• Experience in Insurance management is an asset
• Experience in SAP (FI) is an asset;
• Good understanding of end-to-end Treasury, PTP and OTC processes;
• Experience in leading a team
• Pro-active attitude, accuracy and strong communication skills are a must;
• Good working knowledge of English (written and spoken). Other languages are an asset.
Offer
At Terumo, we believe in empowering our people to thrive professionally and personally. In this role, you will join a dynamic, international Finance organization where your expertise will have a direct impact on strategic decision-making and operational excellence across EMEA. We offer:
- A collaborative and inclusive work environment that values diversity and innovation.
- Opportunities for professional growth and development, including leadership training and continuous learning programs.
- Exposure to global projects and stakeholders, giving you a truly international perspective.
- Competitive compensation and benefits, aligned with your experience and contribution.
- Flexibility and support for work-life balance, because we care about your well-being.
- The chance to make a meaningful impact in a company committed to improving healthcare worldwide.
Contact Person
Lukas Uytterhaegen - Talent Acquisition Business Partner EMEA
Working at Terumo means advancing healthcare with heart. Here, you are empowered to grow your own way, inspired to create to innovate, and supported as we get there together. Join us in shaping a healthier future for our patients, society, and each other.